Key Estate Documents

What documents are most crucial to your estate strategy? A good place to start is with a will, an advance healthcare directive, and a financial power of attorney. Consider keeping these documents secure and letting other family members know where they are located in case of an emergency.

Your will designates who will receive your assets and property after you die. An advance healthcare directive and financial power of attorney specify medical care preferences and appoint someone to manage your finances if you cannot do so.

When reviewing your estate documents, it's also a good opportunity to review your beneficiary designations. Any of a number of family events–marriage, divorce, new child–may prompt you to update your beneficiaries.

While online resources have made estate documents more accessible and affordable, you might consider working with a legal professional who can provide guidance about what type of estate documents may be appropriate in your situation. Also, consider reviewing your estate strategy every three to five years to help keep the documents in step with your life.1

Travel Tip

Read the News Before a New Travel Experience

Are you heading to another part of the country or the world? Check out the local newspaper's website and read what's going on. What you learn will give you a better feel for the place you will soon visit.

Joining a Gym as an Investment in Your Health

Joining a gym can benefit individuals looking to improve their health and well-being. In addition to physical benefits, gyms often relieve stress through activities like yoga and meditation. Many gyms offer discounts and deals throughout the year, saving money in the long run.

To maximize the benefits of regular exercise, set realistic goals. Plan for each workout session while paying attention to proper form and technique. By staying motivated, mixing up routines, and utilizing available resources, regular exercise can become a daily habit that leads to lifelong fitness improvements.

When joining a gym, it is essential to consider factors such as location, amenities, hours, and cost. It is also crucial to know the safety protocols to ensure gym-goers' well-being, such as sanitizing stations and limited occupancy. By committing to invest in your health and choosing the right gym, individuals can enjoy a healthier and more fulfilling life both mentally and physically, now and in the future.2

Did You Know?

Soap doesn't kill bacteria.

In combination, soap, water, and the friction of washing and scrubbing remove bacteria from the surface of your flesh. Bacteria don't die in the process. Instead, it either rinses off with the water or is transferred to a towel or washcloth.3